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Integrated Payment Processing

Accept payments, grow faster

Merclino Pay is built right into your business management platform. No separate apps, no extra hardware hassles, no hidden fees.

Merclino Pay dashboard showing payment processing and transaction history

Every way your clients want to pay

From in-person card terminals to online checkout — accept payments however your clients prefer.

In-Person Payments

Accept cards directly at your counter with integrated card terminals. Chip, swipe, and contactless all supported.

Chip & PIN
Magnetic stripe
Apple Pay & Google Pay
Instant receipt printing

Contactless & Mobile

Tap-to-pay with NFC-enabled devices. Your clients pay in seconds with their phone or watch.

NFC payments
Apple Pay
Google Pay
Samsung Pay

Online Payments

Accept payments through your booking page, invoices, or custom payment links sent via email or SMS.

Booking page checkout
Email invoices
Payment links
Recurring payments

QR Code Payments

Generate QR codes for quick payments. Perfect for table-side, display, or printed materials.

Dynamic QR codes
Amount pre-filled
Works with any phone
No app needed for clients

Transparent, competitive rates

No monthly fees, no hidden charges. You only pay when you get paid.

Starter Rate

For Professional plan users

2.9% + €0.25

Per transaction

All payment methods
Next-day payouts
No monthly fee
No setup fee

Volume Rate

When processing €5,000+/month

1.9% + €0.20

Per transaction

Lower per-transaction cost
Same-day payouts
Priority support
Chargeback protection

Enterprise Rate

For large businesses

Custom

Tailored to your volume

Negotiated rates
Instant payouts
Dedicated support
Advanced fraud tools

Local payment methods included

Merclino Pay automatically supports the payment methods your clients prefer in their country.

Switzerland

TWINT

PostFinance

Visa

Mastercard

Germany

giropay

SEPA

Visa

Mastercard

France

Carte Bancaire

SEPA

Visa

Mastercard

Netherlands

iDEAL

SEPA

Visa

Mastercard

Austria

EPS

SEPA

Visa

Mastercard

United Kingdom

Visa

Mastercard

Amex

Open Banking

Portugal

Multibanco

MB Way

Visa

Mastercard

Spain

Bizum

SEPA

Visa

Mastercard

Italy

Bancomat Pay

SEPA

Visa

Mastercard

United States

Visa

Mastercard

Amex

ACH

Compatible hardware

Merclino Pay works with industry-standard hardware. Use your existing equipment or get new devices.

Card Terminal

Countertop or portable Bluetooth terminals for in-person payments. Works with all major brands.

Receipt Printer

Thermal receipt printers that connect via USB or Bluetooth. Auto-print after each transaction.

Cash Drawer

Integrated cash drawers that open automatically with each cash transaction.

Barcode Scanner

Scan products for quick checkout. Compatible with 1D and 2D barcodes.

Bank-level security

Every transaction is encrypted and protected. Your money and your clients' data are safe with Merclino Pay.

PCI DSS Level 1 compliant
AES-256 encryption
Swiss & EU data centers
GDPR & PSD2 compliant

3D Secure 2.0

Advanced fraud prevention on every transaction

Start accepting payments today

Set up Merclino Pay in minutes. No technical knowledge required.